✓Your homeowner’s policy does not cover your business
If you work from home and a client is injured or business equipment is stolen, a standard home policy will likely deny the claim. A small commercial policy or rider can close that gap.
Go-Getter Advisors · Protection & Legacy Strategy
Insurance That Actually Makes Sense for Your Business
Whether you’re just starting out, growing fast, or building something you want to last, we help women entrepreneurs and families understand what coverage they need—without the jargon or pressure.
No PressureHonest conversations only
No JargonPlain-language guidance
No GuessingTailored to your situation
✦Licensed & Independent
✦Faith-Rooted Values
✦Personalized Strategy
✦No Carrier Bias
The Real Talk
Most Business Owners Are Underinsured and Don’t Know It
You’ve poured everything into building your business. But one lawsuit, one accident, or one unexpected illness can put what you’ve worked for at risk. The problem isn’t that insurance is complicated. The problem is that no one has explained it in a way that makes sense for your life.
That’s what we do at Go-Getter Advisors. We begin with a real conversation about where you are and where you’re going, then build a protection strategy around that—not around a product quota.
The Foundation
Commercial Insurance
The policies that protect your business as an entity—your property, operations, and the people who walk through your door.
✓Commercial auto is separate from personal auto
Driving to meetings, transporting equipment, or making deliveries may create business use your personal auto policy does not cover.
✓Business interruption is often overlooked
When a covered event forces a temporary closure, this coverage can replace lost revenue while you recover.
Everyday Protection
Liability Insurance
Because one lawsuit should not erase everything you’re building.
✓What general liability covers
It helps with common third-party incidents such as bodily injury, property damage, and certain advertising-injury claims.
✓Cost depends on your actual business
Industry, revenue, client interaction, and location all matter. A quick coverage review gives you a number tailored to your business.
✓An LLC and liability insurance work together
Your LLC creates structure. Liability insurance is what can pay legal defense costs and covered claims against the business.
For Your Expertise
Professional Liability
Protection for the advice, services, and expertise you provide every day.
✓Built for service-based businesses
Coaches, consultants, designers, therapists, real estate professionals, and others who are paid for their knowledge often need professional liability coverage.
✓Different from general liability
General liability addresses physical incidents. Professional liability addresses claims that your work, advice, or services caused financial harm.
✓It can protect your ability to keep doing the work
Covered policies can help with legal defense, settlements, and judgments up to your policy limit.
Protecting What You’re Building
Income & Legacy Protection
Protecting the life you’re building, not just the business you operate today.
✓Disability insurance for the self-employed
If illness or injury keeps you from working, a disability policy can replace part of your income while you recover.
✓Life insurance can support your bigger strategy
It may help protect your family, cover business debts, fund a buy-sell agreement, or support key-person planning.
✓Cyber liability is a real business need
Storing client data, processing payments, or working online can create risks general liability does not cover.
Who We Help
Planning for People With Purpose
Business Protection
Women Entrepreneurs
You’ve built something meaningful from the ground up. We help you protect it with coverage that scales as you grow without overcomplicating what you do not need yet.
Family & Legacy
Families Building Legacy
We build thoughtful strategies that protect both the business you run and the household you care for.
Service-Based Businesses
Consultants & Coaches
Your expertise is your business. We help you bring the right liability and income protection pieces together.
Life Moves Fast
Your Coverage Should Grow With You
Insurance is not a one-time decision. The right coverage at each stage of your business journey looks different—and we are here to help you navigate every transition.
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Starting a Business
Get foundational coverage in place early, affordably, and with a clear picture of what is essential now.
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Hiring Your First Employee
Adding people changes your responsibilities. We can help you understand the coverage pieces that need attention.
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Going Full-Time
Leaving a job often means losing employer-sponsored benefits. Replace the protection that should move with you.
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Planning Long Term
Look beyond today’s policy to the legacy, buy-sell, key-person, and retirement-income strategy ahead.
Serving Business Owners Across Four States
Local Guidance, Wherever You’re Growing
Go-Getter Advisors serves women business owners and families in Utah, Arizona, Nevada, and California.
UT
Utah
Local protection strategy for Utah’s energetic small-business community.
St. GeorgeSalt Lake CityProvoCedar City
AZ
Arizona
Thoughtful business and family coverage for Arizona entrepreneurs.
PhoenixScottsdaleTempeTucson
NV
Nevada
Clear protection planning for businesses across Nevada.
Las VegasHendersonRenoSummerlin
CA
California
Personalized coverage strategy for California business owners.
San DiegoOrange CountyLos AngelesSacramento
Not sure whether we serve your location? Book a free Clarity Call. We will talk through your needs, your business, and whether Go-Getter Advisors is the right fit.
Common Questions
The Questions We Hear Most Often
There are no dumb questions when it comes to protecting your business and your family. Here are the ones we answer most. If yours is not listed, we would love to hear it directly.
How much does liability insurance cost for a small business owner?
Cost depends on your industry, revenue, location, and business activities. A quick review is the best way to see what applies to your particular situation.
Do I need commercial insurance if I work from home?
Usually, yes. Standard homeowner’s and renter’s policies typically do not cover business-related losses, equipment, or client incidents.
What is the difference between general and professional liability?
General liability addresses physical incidents, such as bodily injury or property damage. Professional liability helps with allegations related to your work, advice, or services.
What coverage should I consider when I am starting a business?
Most businesses start by reviewing general liability and, if they provide advice or services, professional liability. Employees, property, vehicles, and online data may create additional needs.
How can I protect my income if I become sick or injured?
Self-employed business owners often consider disability insurance to replace a portion of income during a covered illness or injury.
A Practical Next Step
Let’s Build a Protection Strategy Around Your Life
Bring your questions, your business, and your goals. We will bring straightforward guidance and a conversation without pressure.
Book Your Free Clarity Call →